Rates, Terms, and Conditions

Find Pool Financing is not a broker nor are we direct lending agents. Find Pool Financing is a consumer-focused advertising portal for licensed brokers and lenders. Our decision engine simply matches you based on credit worthiness with a variety of qualified lenders in our network. All loans are subject to credit approval. Interest rates are subject to change daily and without notice and are provided by third party lenders. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.

Does the Pre-Approval Perform a Hard Credit Check?

No. The pre-approval decision engine does not perform a hard credit check and will not adversely impact your credit score in any way. We do not ask for your social security number to make a pre-approval determination.

Does Applying Perform a Hard Credit Check?

If our pre-approval engine determines you’ve been approved for financing and you take the next step and apply, a hard credit check will occur when the lender processes your completed application.

Does Pre-Approval Guarantee Financing?

Find Pool Financing is able to make a pre-determination for credit worthiness based on a number of self-reported factors, this does not immediately mean that you will ultimately qualify for the loan at the advertised rate. Upon running your complete application a lending agent will determine exactly what rate and what amount you qualify for. Some applicants may be rejected upon running a complete credit history. Pre-approval does not guarantee a loan will be approved.

How Long Do I Have To Wait For a Decision?

Pre-approvals typically take a few seconds. Fully completing your application and coming up with a financing decision will take several days. Typically a lender will respond to your application within 24-48 hours and let you know if there is any additional information they require in order for them to make a determination. If you have not heard back from a lender in regards to your application in more than 5 business days, please email us at info@findpoolfinancing.com for the status of your application.